Although retirement is meant to be the time when people start taking it easy and really enjoying life, the reality is that many pensioners simply can’t afford to “take it easy”. We’re living longer and retiring on smaller pension pots, and for all too many folks, the life phase that they might have referred to as “the golden years” when viewed from a distance turned out to be fool’s gold when viewed close-up. It’s tempting to say we should just do away with the whole myth of retirement and be done with it.

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Everyone (well, most people) dream of a retirement where you can enjoy the finer things in life. This is not possible in every household if you don't have the correct habits that will help you get there. Here you will find a list of nine things that people who retire early do.

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